7 Signs You’re Ready to Buy Your First Home.

Buying a house is an emotionally rich experience. It takes time to build your plan and figure out everything you want in your dream home.

Putting details aside, here are 7 signs that prove you are ready to buy your first home!

Sign 1: You have a budget and know how to use it

This is a major sign – you have seriously planned out how much you can spend and are doing an excellent job keeping track of your balance sheets. This is important because when you buy a house, you’ll have to keep track of your expenditures.

Sign 2: You have a good down payment

You have had the opportunity to save your hard earned dollars. As a result, you’ve built a significant down payment to put towards your home.

Sign 3: You have a consistent source of income

Your source of income is stable, reliable and consistent. This is important because you will be able to manage your expenses with comfort.

Sign 4: You have an emergency savings fund

You know that saying “Save your pennies for a rainy day” – well, that’s what an emergency savings fund is all about. It’s good to have one in the event you have an unforeseeable cost to deal with.

Sign 5: Your credit report is in good shape

You pay your bills on time, have no outstanding payments and as a result have a good credit report. This will come in handy when it is time to apply for a mortgage.

Sign 6: You can make a long-term commitment

You know and feel it’s the time to make a long-term commitment. You are prepared to start a new chapter in your life (and doesn’t it feel great?).

Sign 7: You are prepared to be your own landlord

You understand that owning a home takes work and are thrilled to give it some tender loving care.

With so many new homes out there, let PREMIER help you find the perfect one for you.

Contact us today and we will help you with your home search.

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